Reader Online Service Agreement
This agreement applies to experts (readers) registering on Taromaya. By registering, you enter into a legally binding electronic agreement with Taromaya Empress Tarot Giaa, Mumbai, Maharashtra, India (“Company”), under applicable Indian laws including the Information Technology Act, 2000.
This Agreement becomes legally effective on the date and time of registration and digital acceptance.
1. Age confirmation
You confirm that:
- You are 18 years of age or older.
- You have provided accurate Date of Birth information.
- You are legally competent to enter into this Agreement.
Services are strictly prohibited for minors. False age declaration constitutes material breach and may result in termination without refund. The Company reserves the right to request valid government ID proof.
2. Scope of services
The Company provides advisory services including but not limited to:
- Astrology
- Tarot reading
- Numerology
- Spiritual & energy guidance
- Healing services
- Teaching & training programs
- AI-based consultancy & predictive analysis
- Other life-betterment advisory services introduced in future
3. Nature of services
All services are:
- Advisory and interpretative
- Based on symbolic systems and probability
- Intended for awareness and self-improvement
Services are NOT:
- Scientifically guaranteed
- Absolute predictions
- Medical, legal, financial, or psychological advice
- Miracle-based or supernatural guarantees
Results depend on personal effort and external circumstances.
4. AI disclaimer
The Company may use Artificial Intelligence tools for structured guidance. You acknowledge:
- AI provides pattern-based surface-level insights.
- AI is not a licensed professional.
- AI outputs are probabilistic and generalized.
AI dissatisfaction does not qualify for refund or claim.
5. Healing & teaching disclaimer
Healing and teaching services are supportive and educational. They do not replace licensed medical, legal, financial, or mental health professionals. No cure or guaranteed life transformation is promised.
6. No miracle / no guarantee clause
You agree:
- Not to expect miracles, magic, or supernatural intervention.
- Not to expect guaranteed results.
- That services provide guidance only.
Unrealistic expectations shall not form grounds for dispute or refund.
7. No refund policy
All payments are:
- Final
- Non-refundable
- Non-transferable
No refund shall be granted for:
- Dissatisfaction
- Change of mind
- Prediction mismatch
- AI disagreement
- Emotional reaction
- Voluntary discontinuation
Digital services are deemed delivered once issued.
8. Voluntary discontinuation
You may discontinue services at any time. However, discontinuation does not entitle refund or compensation. Payment is made at your own informed discretion.
9. Client responsibility
You accept full responsibility for decisions made after consultation. The Company shall not be liable for financial losses, emotional distress, relationship consequences, business outcomes, or health-related decisions.
10. Code of conduct
You shall not use abusive or defamatory language, harass or threaten, attempt blackmail, or spread false allegations. Violation constitutes material breach and may result in legal action.
11. Chargeback & payment disputes
You agree not to initiate fraudulent chargebacks after receiving services. Wrongful disputes shall make you liable for recovery costs and legal expenses.
12. Indemnity
You agree to indemnify and hold harmless the Company against losses arising from misconduct, agreement violation, defamation, or fraudulent payment disputes.
13. Intellectual property
All reports, AI outputs, and session materials remain Company property. Unauthorized recording or distribution is prohibited.
14. Arbitration clause
Any dispute shall first attempt amicable resolution. If unresolved, disputes shall be referred to arbitration under the Arbitration and Conciliation Act, 1996. Sole arbitrator appointed by Company. Venue: Mumbai, Maharashtra, India. Language: English. Arbitration award shall be final and binding.
15. Digital evidence
Registration data, Date of Birth, IP logs, payment records, emails, chats, and recordings shall serve as admissible legal evidence.
16. Governing law
This Agreement is governed by the laws of India. Subject to arbitration, courts in Mumbai, Maharashtra shall have jurisdiction for enforcement matters.
Acceptance section
At registration you must confirm each of the following (all are mandatory):
- ☐ I confirm that I am 18 years or older.
- ☐ I have read and understood the full Agreement.
- ☐ I accept the No Refund Policy.
- ☐ I do not expect miracles or guaranteed outcomes.
- ☐ I agree to comply with all Company rules.
- ☐ I understand this Agreement becomes legally binding upon registration and payment.